If you haven’t applied for a mortgage in the past six years and have a low credit score, you may need a rapid rescoring service. Back in the mid-2000s, people with credit scores as low as 580 could qualify for a mortgage – but things have since changed. If you want to qualify for a mortgage loan today, most lenders require at least a minimum credit score of 680. This is not a problem if you have a perfect credit report and a good credit score. If you also have sufficient income and adequate upfront cash, you’ve got your foot in the door.
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If you’re losing sleep over money matters, being blinded by stress can sometimes mean you miss the most obvious solutions to your troubles. If you’re worried you might be that person, then take our advice and double-check you’re not missing out on implementing a simple solution to your financial problems.
– My House Won’t Sell
– I Can’t Secure A Job Interview
– My Debts Are Crushing Me
Paying down debt may reduce the rates you could pay on future loans and save you a lot in interest payments.
Making a long-term effort to pay down debt can eventually allow you to live more debt-free. With just a simple debt management plan, you can live debt-free.