Everyone would like there to be some big secret to improving your credit around in an instant, but there isn’t one. It took time and bad credit habits to get you into trouble. It will take time and good credit habits to get you out of trouble.
That’s always part of our common sense advice. While you don’t want to hear it, the fact is that good credit management is just common sense. Pay your bills on time, keep your balances low and you will eventually rebuild your credit.