We all know that we ought to be paying ourselves first (or save for yourself) — by building a healthy emergency fund, investing in our retirement accounts, and saving for important future purchases.
But for many of us, it can feel like paying ourselves first will end up shortchanging our other financial obligations. How can you pay yourself first when you barely have enough money to make it to the end of each month?
But saving is just like Lao Tzu’s journey of a thousand miles. They both start with a single (and, in this case, easy) step.